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Ready to put your money in safe hands?
Benefits of joining LVCU
More and more people are recognising the benefits of joining their local credit union. Find out how much we can do for you.
- Simple to join and only costs £1
- Start saving the same day
- Simple, flexible savings — no bank account needed
- All members are eligible to apply for our low-cost, affordable loans
- Free life and loan insurance (conditions apply)
- Your money is safe with us, and you'll be helping your community
Important notice
Yearly Administration Fee
We are writing to inform you that from 1st October 2025 we will be charging all adult members a yearly administration fee of £5. This will automatically be taken out of your savings account. This charge will be reviewed every year.
We have managed to provide this service free for the last 30 years, but due to the increasing costs – the board have reluctantly decided to implement the once a year fee, so we can continue to provide the services you expect from us. This decision has been approved by our members at our Annual General Meeting.
We appreciate your understanding, and we are here to answer any questions or if you need any further information.
Best Regards,
Board of Directors