Savings
Helping your money go further.
Benefits of saving with LVCU
Regular saving
Choose whatever amount works best for you — weekly, fortnightly or monthly.
Low-cost loans
Saving gives you access to affordable loans with no set-up fees or early repayment charges.
Support your community
Pooled savings help others locally. It stays your money but goes a long way.
Your savings are safe
Regulated by the PRA and FCA, and protected by the FSCS.
Save up to £15,000
A generous maximum to build towards your goals.
Annual dividends
Eligible for an annual dividend, depending on profits made and reserves met.
Our savings accounts
Junior Savers
Perfect for saving for children or grandchildren under 16. Pays an annual interest and can only be accessed by the person who set it up.
Join todaySchool Savers
A pupil-led school savings scheme teaching children the value of saving and valuable money management skills.
Join todayFAQs
Invest in your community.
By joining LVCU you're investing in your community. As we grow, we can keep developing programmes dedicated to increased financial well-being.
Unlike a bank, credit union shareholders are the customers who use them — and profits are shared equally amongst members at the end of the year.